Fourth of July 2008

Take time and celebrate the 4^th of July in Phoenix , Arizona .  The city starts the great festivities on Thursday, July 3^rd at Maryvale Baseball Park .  There will be crafts, free rides, carnival games, water slides, a d-jay, prizes and many more activities. Fireworks begin at 9:30pm.  This event is sponsored by Arizona Chrysler Jeep & Dodge. 

 

Freedom Wireless Fabulous 4^th in Phoenix begins Friday, July 4^th at 6:00pm at Steele Indian School Park .  The city has held this great event for 23 years.  This event will feature inflatable rides, entertainment from local artists, food, drinks, free shuttles, and a water spray zone provided by the Phoenix Fire Department. 

 

The biggest display of fireworks in the state will begin at 9:30.

 

I hope you enjoy the fireworks as much as I have over the years.  And when you are in need of a real estate agent to show you around some of Phoenix ’s homes for sale, contact me.

The Valley Of The Sun – Phoenix , Arizona

It may be 115° but this is one cool city.  Phoenix is enclosed by mountains on all sides with the sun illuminating the entire city, giving it the nickname, “Valley of the Sun.”  The city is the fifth largest city in the nation and the largest in the state.  In my opinion, Phoenix is the best city in which to buy a new home. 

 

Phoenix has been in a growing boom since 2000, making it the second fastest growing city in America following Las Vegas which grew 5% faster than Phoenix . 

 

The area was once dependant upon citrus and cotton farms, but now the city is filled with telecommunications and high-tech companies that help the city’s economy to thrive.  Between the city government and these great companies, they have employed hundreds of thousands of Phoenicians.    Phoenix schools are also a large employer in the community.

 

The city has done a great job of adding bus routes, highways, freeways, and expressways to keep traffic congestion to a minimum during rush hour traffic.  You will also find sidewalks and bicycle lanes for non-motor travel.

 

After work always comes play, so Phoenix residents relish in the abundant outdoor and indoor activities that are available.  There are several public parks to enjoy a leisure afternoon or to take the kids to play.  Golf is another great outdoor activity since there are over 30 great courses to choose from.  Both public and private courses are available for every skill level.  For indoor fun, there are many art, history and science museums.  And for the sports lover, there are several professional sports games to catch throughout the year.

 

Phoenix real estate is a great choice when you’re in the market to buy a new home.  Contact me anytime for a showing.

Get Out Of Debt And Buy A New Home

These days having a credit card seems almost like a necessity, not so much a luxury anymore.  This has caused many people to get themselves into debt.  So how can you save enough money to buy a home if you’re in debt?

 

A great way to start getting yourself out of debt is by paying more than your monthly minimum amount due on your credit cards each month.  If you really try to save, you can come up with the extra cash needed to get your credit cards paid down.  Some ways include bundling packages for your phone, cable, and internet, family cell phone plans, eating out less often, etc.  An extra $20 or more a month savings can really help pay those cards down quickly.  Also, ask your credit card company to lower your interest rate to help you out.   

 

Once you’ve paid down your credit cards and you’re out of debt, it’s time to look into buying a home.  Owning a home is the single best investment one can make and Phoenix , Arizona is a great place to start.  Home values will soon be on the rise again.  Buy your home now and get valuable equity for a lifetime.

Avoiding Bad Financial Habits Is Good

It’s easy to pick a single event in your lifetime that will explain how you got in debt; but most of the time it’s more than a single event that led to your debt.  Usually, it’s many events or bad financial habits that got you over your head.  Some of the most common bad habits are not having a budget, not having an emergency fund, making the minimum payment on credit cards, and missing payments.  These bad habits lead to a downward spiral.  Here are some tips to get you into good financial habits:

 

Have a financial budget – It’s easier than you think to budget.  It helps you plan how you will spend your money the best possible way and save for unexpected expenses.

Have an emergency fund – Unexpected disasters will occur at some point in life.  It could be a job loss, medical emergency, death in the family, or one of those months when everything breaks down. 

Pay more on your credit cards – Paying only the minimum on credit cards will only increase the amount of interest you pay.  Paying more than your minimum will keep the interest amount down and pay down your balance. 

Don’t use your credit cards – If you want to keep your credit don’t use your credit cards until they’re paid off, then put less than $50.00 on them monthly.

Don’t miss credit card payments – Paying your bill late will just add late fees on top of increasing your interest fees on your bill.   Pay your bill in advance to avoid being late.